There are automatic payments, transfers, and deposits possible in a variety of account circumstances; (A simple circumstance of money read slowly: hearsay, insight, time, account). Why not budget yourself with an expense account that has a monthly income as an established limit.
I have mused the Federal Deposit Insurance Company to develop and market Private Insurance for accounts having a balance greater than the standard insurable limit.
- Links: Bank Talking.
- Other FDIC issues: Place the Stolen Bible in the Bank Vault.